Charts the Future of Finance with AI, Tokenisation, and Quantum Readines.
SINGAPORE, November 13, 2025 — The Singapore FinTech Festival (SFF) 2025 has opened its 10th anniversary edition this week at the Singapore EXPO, setting the stage for the next decade of global financial innovation.
Organised by the Monetary Authority of Singapore (MAS), the Global Finance & Technology Network (GFTN), and Constellar, SFF 2025 is hosting over 65,000 participants from 130 countries, featuring 900 speakers, 600 exhibitors, and 41 international pavilions. Under the theme “Technology Blueprint for the Next Decade of Finance,” the festival is centering its discussions on the transformative power of artificial intelligence (AI), tokenisation, and quantum technologies.
AI in Finance: From Innovation to Integrity
One of the headline announcements came from a new partnership between Singapore’s MAS and the UK Financial Conduct Authority (FCA) — the UK-Singapore AI-in-Finance Partnership. The initiative aims to advance the responsible use of AI in financial services through common standards, data governance frameworks, and shared supervisory practices.
Speakers emphasised that while AI is reshaping decision-making, credit scoring, and compliance, trust and transparency must underpin its deployment. “Simply deploying AI is not enough; institutions must ensure fairness, accountability, and explainability,” said a panelist from Standard Chartered.
This focus echoes a growing trend among regulators worldwide — treating AI not only as a competitive tool but as a pillar of trust and risk management in the digital economy.
Tokenisation and CBDCs: The Dawn of Programmable Money
SFF 2025 also marked a major step forward for digital asset infrastructure. MAS Managing Director Ravi Menon announced plans to trial tokenised MAS Bills, signalling the central bank’s move toward real-world asset tokenisation in government securities.
At the same time, Singapore confirmed that its long-awaited stablecoin regulations will come into force in 2026, providing clarity and credibility to issuers operating under its framework.
The initiatives extend MAS’s Project Guardian, which explores the use of tokenised deposits, stablecoins, and central bank digital currencies (CBDCs) in interoperable financial networks. Collectively, these efforts aim to build the foundation for a global tokenised economy, where money and assets move seamlessly across borders through programmable, trust-anchored systems.
Quantum-Resilient Finance on the Horizon
As quantum computing advances, the festival spotlighted the urgency of developing quantum-resilient financial systems. Experts warned that future quantum breakthroughs could undermine current cryptographic security standards, making early adaptation critical.
Panels explored research initiatives on post-quantum encryption, with Singapore positioning itself as a regional hub for quantum-safe digital infrastructure.
Cross-Border Innovation: From ASEAN to Global Partnerships
Beyond the technological breakthroughs, SFF 2025 is reaffirming Singapore’s role as a bridge between financial ecosystems.
A new cross-border payments expansion between DBS Bank and Ant International was unveiled to streamline settlements across Asia, Africa, and the Middle East — part of a wider effort to make global payments faster, cheaper, and more inclusive.
Meanwhile, a joint report presented at the festival revealed that ASEAN FinTech funding reached US $835 million in the first nine months of 2025, with Singapore capturing 87 percent of the total, underscoring the city-state’s dominance in regional innovation and venture capital flows.
Industry Participation and the Global Pavilion Network
This year’s festival features an extensive showcase of innovation hubs, including the Swiss Pavilion, Japan’s TOPPAN Edge presenting verifiable LEI (vLEI) use cases, and dozens of digital asset firms such as Cregis and SEON, demonstrating AI-powered fraud prevention and blockchain-based financial infrastructure.
The festival also includes interactive experiences — from Ant International’s gamified “Antom” digital engagement layer to the Next Gen Leaders Programme, highlighting young innovators shaping the future of finance.
Singapore at the Centre of the Digital Finance Revolution
As the world’s financial landscape transitions into an era of AI-driven, tokenised, and quantum-ready systems, Singapore is once again proving itself a global FinTech nerve centre — balancing regulatory foresight with bold technological experimentation.
“Finance can be both innovative and inclusive when guided by shared purpose,” said Sopnendu Mohanty, CEO of the GFTN. “The coming decade is about scaling tokenisation safely, harnessing AI responsibly, and preparing for a quantum-ready world.”
The 2025 edition of the Singapore FinTech Festival runs through November 14, with livestream sessions on the Festival, FutureMatters, and Frontier stages available for global audiences.
For more details, visit www.fintechfestival.sg
